Citizens State Bank

Your Partner in Banking


About Citizens State Bank

Citizens State Bank has been serving the Clayton, Wisconsin area since 1907. Back then, our bank was a partner to farmers helping them purchase land and equipment, buying seed, livestock and saving their money. A lot has changed over the years, including adding a second location in downtown La Crosse (Main Office) in 2005, a third location in Onalaska in 2008, and opening a fourth office in Eau Claire in 2010 (expansion to Altoona in 2011). One thing that has not changed is the great service that we provide to our customers. Each employee takes pride in our mission to exceed our customer's expectations. If you're looking for a Bank that provides superior hometown community service and doesn't treat it's customers as a number, Citizens State Bank is the financial institution for you. Please allow us to be "your partner in banking."

General Inquires

Dennis J. Vogel, President & CEO

Clayton Staff
Back Row: Amanda, Barb, Terri, Candice

Front row (L-R): Charity, Lisa, Bethany
Barb Young
Assistant Vice President/Branch Manager (NMLS # 402401)
Bethany Hooker
Personal Banker
Lisa Lien
Loan Officer (NMLS#402402)

Clayton, WI


9:00-4:00 Monday-Thursday
9:00-5:00 Friday
Drive Up
8:00-4:00 Monday-Wednesday
8:00-5:00 Thursday-Friday
8:00-12:00 Saturday
101 Prentice St., South
P.O. Box 129, Clayton, WI 54004
(Fax) 715-948-2151
(NMLS # 402159)
Eau Claire Staff
Back Row (L-R): Linda, Mitch, Nick, Robert
Front Row: Melinda, Sarah, Shelly
Linda White
Branch Manager/Loan Officer (NMLS # 523912)
Melinda Tillman
Personal Banker
Shelly Winter
Nick Skibba
Commercial Loan Officer

Eau Claire, WI


9:00-5:00 Monday-Friday
Drive Up
7:30-6:00 Monday-Friday
8:00-12:00 Saturday
1028 N Hillcrest Pkwy
Altoona, WI 54720
(Fax) 715-832-1497
(NMLS # 402159)
La Crosse Staff
4th Row (L-R): Ryan, Andy, Sam, Jourdan, David, Steve, Mike, Pete, Bryan, Jake
3rd Row: Erin, Sarah, Nicole, Sherilyn, Ann, Amy, Mary Pat, Jeannette, Stevie
2nd Row: Angela, Lindsey, Sharlene, Jami, Angie, Dennis, Damian, Julie, Chrystal
1st Row: Mariah, Heather
Dennis Vogel
President & CEO (NMLS# 447066)
Chrystal Morgan
Vice President-Retail Banking (NMLS # 402390)
Julie Berg
Vice President-Quality Control & Retail Underwriting
(NMLS # 402088)
Jeannette Schreier
Assistant Vice President-Human Resources
Steve Daniel
Vice President-Operations
Jonathan Trapp
Branch Manager
Angela Czerwinski
Mortgage Loan Officer (NMLS # 402403)
Mike Stangl
Real Estate Loan Officer (NMLS #604713)
Damian Levandoski
Commercial Loan Officer (NMLS # 479190)
Lindsey Branson
Operations Officer
David Bornitz
IT Network & Security Administrator
Amy Schuster
Executive Assistant
Nicole Novak
Marketing Specialist I
Heather Koss
Personal Banker
Stevie Schreiner

La Crosse, WI (Main Office)


9:00-5:00 Monday-Friday
Drive Up
7:30-6:00 Monday-Friday
8:00-12:00 Saturday
620 Main St., P.O. Box 219
La Crosse, WI 54602
(Fax) 608-785-2275
(NMLS # 402159)
Onalaska Staff
Back row left to right: Leah, Julie, Jesse
Front Row: Janine, Stevie
Leah Fritsch
Branch Manager/Loan Officer (NMLS # 400826)
Julie Augedahl
Personal Banker (NMLS 851663)
Jesse Storandt
Assistant Vice President/Commercial Loan Officer (NMLS # 402404)

Onalaska, WI


9:00-5:00 Monday-Friday
Drive Up
7:30-6:00 Monday-Friday
8:00-12:00 Saturday
625 Main St.
Onalaska, WI 54650
(Fax) 608-783-2640
(NMLS # 402159)