Business Banking / Merchant Card Processing

Merchant Card Processing

Citizens State Bank delivers more value at a lower cost. We offer merchant solutions with resources and support, delivering complete end-to-end payment processing services.

We offer:

  • Local comprehensive and proactive customer sales, service, and support.
  • Some of the most competitive rates in the industry.
  • Full line of POS equipment and software applications.
  • Complete array of connectivity options:
    1. High Speed
    2. Wireless
  • Quick and easy merchant application and on-boarding.
  • PCI Compliance Program with $50,000 insurance policy covering data breach at your business.
  • Detailed monthly merchant statements
  • A user friendly interface.

Services Offered

  • Credit card processing.
  • Debit card processing.
  • Online payment processing
  • Touch-tone telephone processing.
  • Gift card services.
  • Check processing (Please see Remote Deposit for more details).

How to Apply & Accept Payments

Call our merchant card manager at 608-785-2265 to apply. We will provide you with a customized rate quote to fit the unique needs of your business.

Merchant Support & Customer Service Information

Receive support and superior customer service 24/7 with Citizens State Bank Merchant Processing.

  • Citizens State Bank Merchant Card Manager-
  • Merchant Terminal Support (can help with terminal, printer problems, reprograms, downloads and updates) - 
    1-800-252-2506, Available 24/7
  • Merchant General Support-
    1-877-453-8729, Available 24/7

Annual Merchant Processing PCI Compliance

PCI applies to ANY organization or merchant, regardless of size or number of transactions. If any customer pays the merchant directly using a credit card or debit card, then the merchant must certify and renew annually as a compliant merchant and comply with regulations from the Payment Card Industry.