Savings

Minor Savings

Open a minor savings and teach your child to save with a high earning savings account.

• $10 initial deposit
• Account earns current minor savings account APY* on balances up to $10,000.00; portion of balance over $10,000.00 will earn current APY* of a regular savings account.
• Interest compounded monthly with monthly statements.
• Must be under the age of 18 to qualify for this account.
• One minor account per child

*Annual Percentage Yield

Smart Savers Club (14 & under)

When opening a Minor Savings account, the minor automatically becomes a member of our Smart Savers Club. As a Smart Saver, the minor will receive the following:

• A Smart Savers Card to record deposits the minor makes into their savings account.
• Small prizes and punch on their Smart Savers Card for each deposit made into their account.
• A large prize once ten deposits are made into their account.
• Fun Smart Savers activity sheets to help the minor become familiar with the general concepts of saving and banking.
• *The minor must be present at the time of deposit to receive a punch and a prize.

Savings

• $100 initial deposit with a required $100 minimum balance to earn interest.
• Interest compounded quarterly with combined quarterly statements.

Christmas Club and Travel Club

Save for special events the old fashioned way.

• Choose a payment plan to suit your spending, $250, $500, $750, and $1000 plans available.
• Choose weekly, biweekly, or monthly auto transfers from your Citizens checking or savings account to your club plan.
• Make 49 payments and Citizens State Bank will make the final payment for you.

Clayton:
101 Prentice St. S.
P.O. Box 129
Clayton, WI 54004
715-948-2142

Eau Claire:
1028 N Hillcrest Pkwy
Altoona, WI 54720
715-832-2265

La Crosse:
620 Main St.
P.O. Box 219
La Crosse, WI 54602
608-785-2265

Onalaska:
625 Main St.
Onalaska, WI 54650
608-783-2646