Citizens State Bank

Your Partner in Banking

 

Privacy Policy

Facts

What does Citizens State Bank Do With Your Personal Information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Account balances
  • Payment history and Transaction or Loss history
  • Income and Credit history or Credit scores
When you are no longer our customer, we continue to share you your information as described in this notice.
How? All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Citizens State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Citizens State Bank share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates' to market to you No We don't share
For our nonaffiliates' to market to you No We don't share
Who we are
Who is providing this notice? Citizens State Bank
What we do
How does Citizens State Bank protect my personal information?

To protect your personal information from unauthorized access These measures include computer safeguards and secured files and buildings.

We maintain other physical electronic and employee procedural safeguards to protect this information and limit access.

How does Citizens State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or use your credit or debit card
  • apply for a loan or provide account information
  • make deposits or withdrawals from your account
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They be financial and nonfinancial companies.
  • New Castle Title of La Crosse, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Citizens State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Citizens State Bank does not jointly market.