Citizens State Bank

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Overdrafts can be embarrassing.
So Citizens State Bank offers its customers Sweeps and Stretch credit lines to protect against embarrassing overdrafts. Sweeps transfer funds from another of your Citizens State Bank accounts to cover any overdrafts. Stretch credit lines are a form of pre-approved credit attached to a checking account to cover periodic overdrafts. Some fees and interest apply.

Stretch Loans
This personal, unsecured line of credit can cover checking account overdrafts.
Download Application - PDF

Sweeps are used to transfer funds from another account that a customer has with the Bank (no charge-form attached).
Download Application - PDF

101 Prentice St. S.
P.O. Box 129
Clayton, WI 54004

Eau Claire:
1028 N Hillcrest Pkwy
Altoona, WI 54720
La Crosse:
620 Main St.
P.O. Box 219
La Crosse, WI 54602

625 Main St.
Onalaska, WI 54650