Free_bus_checking
Business Banking / Business Checking

Business Checking

Free Business Checking

  • $100 initial deposit required
  • No minimum balance required
  • No monthly per item fee, if under 100 items.
  • $5 monthly fee and $0.35 fee per item over 100 within a statement period
  • Items include: all debits, all items deposited, all ACH items
  • Free business debit card
  • Free Internet Banking including E-Statements and check images
  • Free overdraft protection when linked to a regular business savings account at Citizens State Bank

Business Now Checking

This interest-bearing account is available to sole proprietors and non-profit organizations.

  • $1000 initial deposit required
  • No fee when daily balance is kept above $1000
  • $5 monthly fee and $0.25 fee per item if account balance falls below $1000
  • Items include: all debits, all items deposited, all ACH items
  • Free business debit card
  • Free internet banking including E-Statements and check images
  • Free overdraft protection when linked to a regular savings account at Citizens State Bank

Regular Business Checking

  • $250 initial deposit required
  • $7.50 monthly service fee and $0.15 fee per item
  • Items include: all debits, all items deposited, all ACH items
  • Fees are offset by an earnings credit
  • Free business debit card
  • Free internet banking including E-Statements and check images
  • Free overdraft protection when linked to a regular business savings account at Citizens State Bank