Business Banking / Credit Cards
Enjoy the benefits and added services of the
Citizens State Bank credit card.
Download Application - PDF
No annual fee.
Low annual fixed rates.
Falcon fraud alert monitoring.
Zero fraud liability for unauthorized purchases.
No charge for adding additional employee cards.
- Card holder must notify us promptly of any unauthorized use. Certain conditions and limitations may apply.
Detailed monthly statement with travel and entertainment expenditures.
Easy minimum monthly payments of only 3% of the outstanding balance, or $20, whichever is greater.
Local hometown service.
Cash advances at financial institutions worldwide.
Balance transfer options available.
- Set employee credit limits, monitor expenses and purchases.
Travel Accident Insurance
- Travel Accident Insurance is included when your travel fare is charged to your Citizens State Bank Business or Personal Card
Online Account Management
- Secure online access to your account to review statements, make payments, and more at https://www.mycardstatement.com.
- With this service you can access your statements and current transactions online 24/7/365.
- Make payments at your local office.
- Set up ACH Autopay that allows for direct credit card payments from your checking or savings account
- Bill pay via online banking.
- Via https://www.mycardstatement.com
- Mail to Citizens State Bank.
- Mail to Visa
PO Box 4512
Carol Stream, IL
- Credit card customer phone service: phone payment (There is a fee to talk with a live person).
Open Mon-Fri 7 am – 8 pm (CST)