Business Banking / Credit Cards

Credit Cards

Enjoy the benefits and added services of the Citizens State Bank credit card.

Download Application - PDF

  • No annual fee.
  • Low annual fixed rates.
  • Falcon fraud alert monitoring.
  • Zero fraud liability for unauthorized purchases.
    • Card holder must notify us promptly of any unauthorized use. Certain conditions and limitations may apply.
  • No charge for adding additional employee cards.
    • Set employee credit limits, monitor expenses and purchases.
  • Detailed monthly statement with travel and entertainment expenditures.
  • Easy minimum monthly payments of only 3% of the outstanding balance, or $20, whichever is greater.
  • Local hometown service.
  • Cash advances at financial institutions worldwide.
  • Balance transfer options available.
  • Travel Accident Insurance

    • Travel Accident Insurance is included when your travel fare is charged to your Citizens State Bank Business or Personal Card

    Online Account Management

    • Secure online access to your account to review statements, make payments, and more at
    • With this service you can access your statements and current transactions online 24/7/365.

    Making Payments

    • Make payments at your local office.
    • Set up ACH Autopay that allows for direct credit card payments from your checking or savings account
    • Bill pay via online banking.
    • Via
    • Mail to Citizens State Bank.
    • Mail to Visa
      PO Box 4512
      Carol Stream, IL
    • Credit card customer phone service: phone payment (There is a fee to talk with a live person).
      Call 1-800-423-7503
      Open Mon-Fri 7 am – 8 pm (CST)