Personal Banking / Credit Cards
Download Application - PDF
- 6.90% APR introductory rate for the first six months, including balancing transfers
- No Annual Fee
- Earn Scorecard rewards including gift cards, merchandise, travel.
- Falcon Fraud Alert Monitoring
- Zero fraud liability for unauthorized purchases
- Card holder must notify us promptly of any unauthorized use. Certain conditions and limitations may apply.
- Easy minimum monthly payments of 3% of outstanding balances, or $20, whichever is greater
- Personalized credit limits to suit your spending needs
- Local Hometown Service
- Cash Advances at Financial Institutions Worldwide
- Accepted Worldwide
- New chip technology
- Balance Transfer Option Available
Scorecard & Travel Rewards
- You earn one Bonus Point for each purchase dollar
- Redeem Scorecard points for gift cards to popular retailers and restaurants
- View a wide selection of national retailers and be rewarded with money saving offer
- Receive a lower price for higher value vouchers good for use when shopping instore or online at specific retailers
- Browse Scorecards & Travel Rewards Catalogs
- Scorecard Redemption Customer Service: 1-800-854-0790
- Travel Services Rewards Customer Service: 1-800-842-3006
Visit www.visacheckout.com to watch the video and learn what, why, who and how to use Visa Checkout.
Visa checkout is a digital payment service designed to simplify the checkout experience using a secure, single sign-on across channels and devices using a customer's preferred payment method. It's available on any device no matter where you are and can be used by anyone who owns a Visa credit card.
- Fast, convenience checkout on any device.
- Simple, streamlined user experience.
- Secure, reliable transactions and fraud advice.
Travel Accident Insurance
- Travel Accident Insurance is included when your travel fare is charged to your Citizens State Bank Business or Personal Card
Online Account Management
- Secure online access to your account to review statements, make payments, and more at https://www.mycardstatement.com
- With this service, you can access your statements and current transactions online 24/7/365
- Drop off or mail payments at your local office
- Set up ACH Autopay that allows for direct credit card payments from your checking or savings account
- Bill Pay via Citizens 24
- Schedule payments through https://www.mycardstatement.com
- Mail to Visa
PO Box 4512
Carol Stream, IL 60197-4512
- Credit Card Customer Phone Service: Phone Payment
(There is a fee to talk with a live person)
- Call 1-800-423-7503 -
Open Mon-Fri 7 am- 8 pm (CST)