Personal Banking / Money Market Deposit Account

Money Market Deposit Account

  • Earn a high variable interest rate when you maintain a $2,500 minimum balance.
  • Interest rate is tiered and based on the average daily balance.
  • Maximum of six withdrawals to include: internet banking transfers, ACH debits, ODP sweeps, phone transfers, checks written to third parties.
  • $5 service charge if the balance falls below the required minimum balance.
  • Combined monthly statements.
  • Free internet banking.

WE CARE Charitable Money Market Deposit Account  

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An interest bearing, limited transaction checking account. WE CARE offers an annual donation made by Citizens State Bank to a non-profit organization of your choice.

How does it work

  • Open a WE CARE account
  • Designate a participating non-profit organization A donation based on the average year to date balance in your account is made on your behalf by Citizens State Bank on December 31st of each year


  • $2500 minimum balance
  • Earn a high variable interest rate
  • Interest rate is tiered based on average daily balance
  • $5 service charge if balance falls below $2500
  • Annual donation to non-profit made by Citizens State Bank. 
  • Donation is based on account average year to date balance
  • Maximum of 6 withdrawals per statement cycle to include: -Internet banking transfers -ACH debits -Overdraft protection sweeps -Phone transfers -Checks written to third parties -Interest paid with monthly statements
  • Free Mobile Banking, Mobile App and Mobile Deposit
  • Free E-Statements

See Business WE CARE Money Market for more information.

Click here to get started!