Personal Banking / Student Banking

Student Banking

In Tune Student Checking

  • In Tune$50 initial deposit required
  • No minimum balance.
  • Free debit card.
  • Free bill pay for up to 25 transactions.
  • Free ATM access to terminals using the Money Pass network,
  • Free overdraft protection when linked to a regular savings account at Citizens State Bank.

To qualify for $108.00 in iTunes or Netflix each year:

  • Student must be 15 years or older to qualify
  • Student must provide a high school or college issue ID card at account opening.
  • Student must provide a school class schedule at account opening and annually in August. 
  • Student must provide a valid email address and sign up for E-statements and internet banking.
  • Student must transact 12 debit card transactions per month.
350x250 Get The Funds You Need Green

The Smart Option Student LoanĀ® for Citizens State Bank by Sallie MaeĀ®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility 
  • No origination fees and no prepayment penalty 
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrows
  • Applying with a creditworthy cosigner may help you quality
  • 100% US-based Student Loan Specialists

To learn more, please get started here.

*We are compensated for the referral of Smart Option Student Loan customers.