Services & Tools / Overdraft Options

Overdraft Options

Citizens State Bank offers its customers Sweeps and Stretch credit lines to protect against overdrafts.

Overdraft line of credit

Overdraft credit lines are a form of pre-approved credit attached to a checking account to cover periodic overdrafts. Some interest and fees apply. 

Download Application - PDF


Sweeps transfer funds from another Citizens State Bank account to cover an overdraft amount. (no charge form below)

Download Application - PDF